I bought my first home in Zillmere about 20 years ago. It was a more affordable suburb but still close to friends and family as I grew up in Bracken Ridge. The best advice I’ve received is not to get a home loan unless you can afford a 10 per cent interest rate. More from newsParks and wildlife the new lust-haves post coronavirus12 hours agoNoosa’s best beachfront penthouse is about to hit the market12 hours agoYou never know when interest rates will go up, but if you’re prepared, you will always be able to afford your house.*** CURRENT HOME Aerial photo of Redcliffe and Scarborough — Picture: Richard WalkerI would love to have more space in the backyard, and maybe another storey so my three boys could have more space as they’re growing up. Where I live, there’s an incredible sense of community. You’re always bumping into someone you know, and we work together to get things done. *** DREAM QUEENSLAND HOME Not a politician in sight! Kakadu in Wet, Renata Gortan — Scenic flight over Jim Jim Falls during the wet season. Picture: Tourism NTFederal Member for Petrie Luke Howarth (LNP) regularly sits in Parliament House, but when he is not in Canberra he prefers chilling with his family at their home in Clontarf, a beachside suburb on the Redcliffe Peninsula. My fantasy home would be in Australia’s Kakadu National Park — I enjoy being surrounded by Australia’s wildlife and freshwater eco system. Queensland MP Luke Howarth in the House of Representatives in Parliament House in Canberra. Picture: Gary RamageHe was re-elected to his seat with a 6.68 per cent swing in his favour, securing over 58 per cent of the local vote. Here he discusses his property journey and dreams.*** FIRST HOME I don’t have a specific location in mind, but I would build a house out of natural materials like timber and stone, somewhere on a big block of land surrounded by Australian wildlife.*** FANTASY HOME I love that my house backs on to a beautiful golf course with residential koalas and I’m very close to Moreton Bay.