Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: A Look Inside Fannie Mae’s Servicer Toolkit Next: The Limits of the ‘FEMA Hold’ Moratorium Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Christina Hughes Babb 2021-03-08 Christina Hughes Babb Print This Post Home / Daily Dose / For Homeowners, ‘Historically Affordable’ MBS Remain Source of Capital Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Related Articles Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Ginnie Mae on Tuesday announced that mortgage-backed securities (MBS) remain “historically affordable.” The corporation’s MBS program remains a continually “strong source of capital for America’s homeowners,” it said.Ginnie Mae, the wholly-owned government corporation that “attracts global capital into the housing finance system to support homeownership for veterans and millions of homeowners throughout the country,” it said, reported via press release that its MBS issuance volume was $76.92 billion in February, down from the record $82.6 billion issued in January.According to Ginnie Mae, issuance is fueled by across-the-board demand for government-backed mortgages as consumers increase home refinance and home purchase volume during this period of historically low interest rates.The Department of Housing and Urban Development (HUD) has said that “the full faith and credit guarantee of the U.S. Government that Ginnie Mae places on mortgage-backed securities lowers the cost of, and maintains the supply of, mortgage financing for government-backed loans.”Approximately 274,787 homes and apartment units were financed by Ginnie Mae guaranteed MBS in February.“Traditional 30-year mortgage rates have increased in recent weeks, but remain historically affordable,” said Ginnie Mae Acting EVP, Michael Drayne. “Low mortgage rates combined with strong consumer demand for the mortgage programs of our federal insuring and guaranteeing partners continue to drive home purchase and mortgage refinancing, and fuel MBS issuance and investment.”A breakdown of February issuance of $76.92 billion includes $72.21 billion of Ginnie Mae II MBS and $4.71 billion of Ginnie Mae I MBS, which includes $4.61 billion of loans for multifamily housing.Ginnie Mae’s total outstanding principal balance as of February 28 was $2.11 trillion, flat with $2.11 trillion in January, and down slightly from the February 2020 level of $2.14 trillion.The following explains the two types of Ginne Mae MBS:Ginnie Mae I MBS are modified pass-through mortgage-backed securities for which registered holders receive separate principal and interest payments on each of their certificates. Ginnie Mae I securities can include single-family, multifamily, manufactured home, and project construction loans.Ginnie Mae II MBS are modified pass-through mortgage-backed securities for which registered holders receive an aggregate principal and interest payment from a central paying agent. An Issuer may participate in the Ginnie Mae II MBS either by issuing custom, single-Issuer pools or through participation in the issuance of multiple-Issuer pools, which combine loans with similar characteristics.For more information on monthly MBS issuance, UPB balance, REMIC monthly issuance and global market analysis visit Ginnie Mae Disclosure. Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago March 8, 2021 1,033 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago For Homeowners, ‘Historically Affordable’ MBS Remain Source of Capital The Best Markets For Residential Property Investors 2 days ago Subscribe
A study has found that the number of food innovations reaching the consumer since 2008 has decreased by 6.5%. The research, carried out by the European Commission, found that while food innovation used to be about new products, in 2012, roughly a third of all innovations instead concerned the packaging of a product.It also found there had been an increase in the concentration of brand manufacturers and overall retail nationally. However locally, modern retailer concentration decreased on average, because the main chains have entered each other’s local markets.The report was compiled in response to suppliers, who had complained that large retailers imposed conditions on them, which reduced the capability for them to invest in NPD.The report concluded that the size and variety of shops, the economic environment and product turnover determined how much choice and innovation was available in a product category.The study sampled choice and innovation available in over 300 shops, in nine EU states between 2004 and 2012. It surveyed 23 product categories and was carried out by a consortium of Ernst & Young, Arcadia International and Cambridge Econometrics.The Commission is planning a follow-up study to allow people to comment on the results.
Hunger Mountain Coop in Montpelier has decided that it is not in The Coop’s best interest to accept the offer from Pomerleau Realty to lease the RJ’s Friendly Market space in downtown Waterbury.‘Based on our market study and financial analysis, it was determined that it is not financially viable for The Coop to operate in that particular storefront’, explains Coop General Manager Kari Bradley. ‘Overhead costs were a particular challenge, as was its large retail area.’At this time, The Coop is not actively exploring this or any additional locations. However, planning for future operating and facility needs is part of The Coop’s current multi-year Cooperative Plan. According to Coop Council President Lydia Busler-Blais, ‘The Coop will consider expansion opportunities in the future if projected Member-Owner and sales growth exceed the capabilities of our current store, and Waterbury will certainly be part of that exploration. We are grateful for the valuable feedback we have received from all of our Member-Owners and surrounding community during this process.’Source: Hunger Mountain. 9.13.2010. Hunger Mountain Coop, located in Montpelier, Vermont is a community-owned natural market & cafÃ© committed to building a dynamic community of healthy individuals, sustainable local food systems and thriving cooperative commerce. The Coop celebrated its 38th anniversary in 2010. www.hungermountain.com(link is external)
April 30, 2006 Regular News The Board of Governors has given final approval to standing board policies to guide board members when they act as designated reviewers in grievance cases.The board, acting on the recommendation of the Disciplinary Procedure Committee, gave the approval at its Coral Gables meeting.DPC member Jay White noted that the policies were suggested by a member of the DPC and a separate recommendation from the Special Commission on Lawyer Regulation, and will bring consistency to the way board members accept, review, and act on grievance matters when they are the designated reviewer.One thing the commission found is there was no uniformity in how board members acted when they were requested to examine a grievance committee’s action. on a complaint against a lawyer. White said the DPC is working on several other issues that could come to the board at future meetings, including: • Looking at having the Bar’s fee arbitration rules match mediation rules. • Changing the new inventory attorney rule to exempt government lawyers. • Examining the rule requiring judicial review when a contingency fee exceeds the limits in Bar rules. White noted that a special committee drafting a propose rule in response to Amendment 3 (limiting contingency fees in medical malpractice cases) had suggested that the judicial review served little purpose. White said the DPC will wait to see how the Supreme Court acts on the proposed rule for Amendment 3 before making a recommendation on the existing rule. • Making sure that public Florida Bar grievance records don’t contain sensitive or private information about complainants, which could be used by identity thieves. Board approves policies for designated reviewers Board approves policies for designated reviewers
Share 516 Views 12 comments Sharing is caring! Tweet EntertainmentLocalNews Dominican rapper “Kayyo” releases mix tape by: – March 22, 2012 Share Jordan “Kayo” George.A nineteen year old Dominican-born rapper and producer Jordan “Kayyo” George has released his second mix tape entitled “Remember Me” as his goal is to make a name for himself in the music industry.George who is originally from Castle Bruce began writing his own music at the age of 13, but grew to love hip hop music.He said his love for music was influenced by his brothers; Gerome “Jaffa” George and Kalvin “Yaga” George who are also involved in the music industry.Although he is still a student, George is able to manage his time effectively between his studies and music.The mix tape features Kayyo on songs with guest artist appearances from Rimz, Choeb, and Remie-D and also includes a special bonus track, Kayyo’s cover of Frank Ocean’s “Novacane”.His previous mix tapes were “Constellation,” in collaboration with Jamie “Rimz” Pollock, and now “Remember Me,” which is his first major solo project.The mix tape is presented by Coast 2 Coast in association with G-Shine Records and is available for free download.George believes that with the goals which he has set for himself that he will one day be “one of the artists who make history”.“Remember Me” is available for free streaming and download at: http://coast2coastmixtapes.com/mixtapes/mixtapedetail.aspx/kayyo-remember-meDominica Vibes News Share
I.H.S.A.A. Regional # 15-Brownstown Central at Batesville. Tuesday (10-29)Game Time-7:00 PM. Doors open-6:00 PM.Admission-$6. (Pre-school and younger, only free. All-Sport Passes, Senior Citizen Passes and EIAC passes are NOT valid for tournament play)Rules & Regulations: 1 Principals and /or Athletic Directors are directly responsible for the behavior of their team, coaches, and fans.Balloons, banners, and/or posters, shakers on sticks, etc. are not permitted.Cowbells, air horns and other such noise devices are not permitted.No solicitations shall be permitted, including donations, contributions, and aggressive vending of school spirit items.NO live animal mascots.“Line-up” lanes of fans shall not be permitted on the playing floor at any time.Carry-in radios, cassettes and tape decks, etc. are not permitted.Everyone must wear a shirt at all times.BCSC is a Smoke / Tobacco Free Campus.Submitted by Batesville AD Mark Ferguson.
Chelsea hero Didier Drogba was overcome with joy after helping the Blues become European champions in Munich.Drogba’s late equaliser rescued them before his decisive kick in a penalty shoot-out cliched an incredible victory.Drogba declared: “It was fate. I believe a lot in destiny. I pray a lot.“It was written a long time ago. God is wonderful. This team is amazing. I’m very happy. Life is fantastic.”Stand-in skipper Frank Lampard added: “I can’t believe it. The season we have had, the determination and spirit we have shown.“Our main man Didier Drogba has dug us out there. He is a hero. Without him we are not here. He scores the goals in the big games. This is the one we really wanted.”More reaction to follow later.Who was your Chelsea man of the match? Click here to voteFollow West London Sport on TwitterFind us on Facebook
Filmmaker Gotham Chopra talked to us about letting story dictate form, producing intimate docs on winners, and breaking down the “anatomy of greatness.”The season finale of Stephen vs. The Game premieres Monday, July 29 at 8 p.m. EST on Facebook Watch. Concluding a series on Stephen Curry’s rise from NBA hopeful to six-time All Star, the episode wraps around the Golden State Warriors’ surprise loss to the Toronto Raptors in the finals — an event that, for many, marked the end of an era in basketball.Gotham Chopra is the filmmaker behind the Versus stamp and a founder of the powerhouse collective Religion of Sports. As he wrapped up production on this pivotal installment of Stephen Curry‘s story, Chopra shared his mission for Versus and the freedom afforded by Facebook Watch.PremiumBeat: The subjects you’ve chosen aren’t underdogs. Lauded as the best shooter in the NBA, Stephen Curry led the Warriors to three championship titles in four years. New England Patriots’ star (and Religion of Sports co-founder), Tom Brady, was the first quarterback in NFL history to lead a team to five Super Bowl wins. Were you concerned at all that their stories could plateau in victory-world?Gotham Chopra: I’m always fascinated by people who are the best at what they do. I call it the “anatomy of greatness.” What are the components that drive people to be the best? Athletes, because their craft is physical, bring a cinematic quality, which, obviously as a filmmaker, I really love.In terms of Stephen and Tom, both of them have great backstories and have that edge that really drives them, which is great for storytelling. I never really worried about victory-world. We live in the world of non-scripted storytelling. You go where the story does, and I always have confidence in my team to make it interesting.PB: Did you make these series with Facebook Watch in mind as an outlet? How did the partnership come about?GC: Both players had relationships with Facebook and had done lesser profile stuff with them. Facebook Watch was just getting started when the opportunity with Tom arose. He and I had been talking about collaborating on something for a while, and then it was just timed great. Facebook has been an awesome partner. It’s a unique platform because of the communities that exist around certain subjects and personalities. That demands a different style of storytelling and depth because audiences are very invested.PB: When you pitched this series to all relevant parties, what was important about the language you used in differentiating yourself from other contenders in the genre? To what do you credit the success of the pitch itself?GC: With Tom and Steph, they are amongst the highest-profile people in sports (and beyond), so it wasn’t exactly a tough pitch. They have millions of fans and are highly sought after, and we live in a media world where cutting through the clutter isn’t easy and big names help enormously.That said, we always try to have a point of view, a reason we are telling the story — something that really pulses at the heart of it. Just following around a celebrity with a camera is a reality show, which is less interesting to me. My team works hard at trying to understand our subject, what drives them, what their conflict is, and then we try to have that be the epicenter of the story.PB: In the first episode of the Tom Brady season, Tom vs. Time, he reads his practice notes from coach Bill Belichick. The story begins in urgent present-tense. In Stephen’s debut episode, we see him first as a toddler, looking back with his family at his rise to greatness. What did you discover about structure from the first season to the second season?GC: It’s mostly driven by the subject and the story we’re trying to tell — the POV. With Tom, the story was really about that season, his turning forty and proving the doubters wrong. We didn’t spend much time looking back, unpacking his backstory, or trying to do the definitive Brady doc. There was an urgency to it — will he or won’t he? — and that’s what we tracked.With Stephen, even though he was younger, it was more about breaking down his story, going back and understanding the origins of his faith in the game. The episodes had a very different structure in that they dipped back into the past, while also tracking an A-story across the 2019 season.PB: You segued from a fifteen-minute runtime to a half-hour runtime. What led you to make the decision to go longer for Season Two?GC: Basically, the inclusion of Steph’s backstory required us to add an additional act to each episode, which made them longer. It was basically the structure of the storytelling that required more time.PB: What did you learn about each player that most surprised you in the moment of shooting?GC: With both Tom and Steph, I think I was surprised at how intensely they are able to focus, despite all the noise that is constantly surrounding them. They’re both under endless scrutiny. People love them. People hate them. The noise is ever-present and yet both just do what they do — at the highest level. It’s impressive. Just the success, the championships, and records — it’s the balance off the court. The stable families, happy children and wives. I really admire that with both of them.PB: You’re credited as a cinematographer on the series. Were there certain scenes or interviews you wanted to shoot yourself, or did you pitch in as needed?GC: I tend to form strong relationships with my subjects and because some of the moments are super intimate — with their families or their teammates, etc. — sometimes I will pick up the camera and shoot myself. I like to think what we lose in cinematic quality, we gain in intimacy!I love great cinema and adore the talented cinematographers I work with, but I also really love the intimacy and rawness of just shooting with a subject myself.PB: I learned about Stephen vs. The Game from a link in Curry’s Instagram profile. How are you marrying the feel of the series with the way it’s promoted?GC: Both my creative team and FB’s marketing arm will create promotional assets. For us, it’s not rocket science. We know our subjects, we know the footage we have, and we have fun creating stuff that feels less formal and produced. To have Steph’s platform to promote the series is such an enormous asset. Millions of people have already signed up to follow him and want more storytelling around him.PB: What have been your inspirations as you create short-form documentary?GC: It’s a rapidly evolving medium. Long-form, short-form, mid-form, series, micro-docs, etc. I actually don’t really worry too much about format. I’m attracted to good stories and great characters. Usually, I find the story will tell you how long it wants to be.In terms of sports, I think the 30 for 30 franchise really popularized the genre and made it more of an elevated art form — appealed to broader audiences than just sports fans, and opened the whole space to great filmmakers and storytellers.PB: To whom do you show rough cuts of the episodes to, outside the immediate production team? Whose laymen’s-notes do you value? And has there been a time you changed something because a note-giver outside the production team pointed it out?GC: I have a small circle of people who I really trust — fellow filmmakers, people who may be fans of the athlete, and then others who don’t particularly care for them or even the sports that they play. Ultimately, we want to satisfy audiences that are made up of both the diehards, as well as beyond sports. I make tweaks every step of the way and then when I see them out there, I see other things I wish I could change! It’s par for the course.PB: How do you see the genre of sports documentary evolving? What inspires you about the future? What is daunting, to you, about the direction of trends?GC: I don’t think too far into the future. In general, I like to live in the present moment. It’s a great time for storytelling with so many platforms, formats, technologies, talent, and audiences that are on the hunt for great stories. I’ll be curious to see where it all goes!Looking for more industry interviews? Check these out.CGI, 3D Scans and Live Action with the Image Creators at Saddington BaynesIndustry Insights: Production Designer John Paino Tells Big Little LiesIndustry Insights: Hulu’s Das Boot Composer Matthias WeberIndustry Insights: Cinematographer Adrian Peng CorreiaVFX Master Michael Conelly Talks AR and VR Technology
Krishnendu RoyThe long queues at the gates, the full-throated shouts and the fierce arguments at tea shops and coffee houses are all back as Calcutta settles down for yet another season of football frenzy. Also back is its accompanying tension which is exactly what keeps the Bengali ticking during the,Krishnendu RoyThe long queues at the gates, the full-throated shouts and the fierce arguments at tea shops and coffee houses are all back as Calcutta settles down for yet another season of football frenzy. Also back is its accompanying tension which is exactly what keeps the Bengali ticking during the hot and humid Indian summer.On paper, however, nothing has changed, from the fabulous amounts that reportedly changed hands during the transfer period – in no other centre is football such a big money business – to the continued domination of the three big clubs.Yet the 1982 football season promises to be different from the previous ones in at least one major respect. For the first time the senior division league will feature a plethora of new faces who have made it to the top in such large numbers, for perhaps the first time ever in Calcutta’s football history.For years football lovers had been demanding new faces and though the clubs would get hold of youngsters they would invariably get sidetracked by the big names. This year, thanks to the Asian Games, most “stars” are out undergoing rigorous workouts in training camps which means they cannot participate in any home tournament before the Games are over.It is a football season without such names as Bhaskar Ganguli, Prasun Banerjee, Xavier Pius, Shabir Ali, Manash Bhattacharya, Prasanta Banerjee and Compton Dutta whose absence has certainly shorn it of glamour but not of interest as is evident from the crowded stands.advertisementMukherjeeGlamour Boys: The news isn’t so good for the missing star performers. As an official of a leading club said: “Most of the glamour boys thought people would not turn up if they were not playing and often blackmailed us. But now it is evident that it is the attachment to the club which draws supporters to the ground irrespective of which players are being fielded.” And already it has been noticed that the game itself does not suffer if the big names are not around, as was evident when Mohammedan Sporting beat Bata last month 3-0 with an entirely new team.Last year’s league champion, Mohammedan Sporting lost heavily this year on the transfer market and has practically a new side apart from the Iranians. Jamshed Majid and Khabaji, who did not play in the first outing, and Shabir Ali who is attending the Asiad camp. Besides, with most of the big names now in the 28-30 age group it is doubtful whether they can continue playing meaningful football. They were found seriously wanting when pitted against the much younger and faster teams from abroad during the recent Jawaharlal Nehru tournament in Calcutta. Organisers of the game have, ever since, been seriously scouting for new talent. Replacements are needed and the current season may provide them with the right answers.During the current season, however, the older players have little to worry about. Even though they are not playing for their clubs during the senior division league, they continue to be retained and draw their monthly emoluments in addition to the Rs 2,000 a month that the All India Football Federation pays them for attending the national camp.Shankar AdhikaryAnd for most of them, the clubs dole out handsome amounts. It has been reported that East Bengal club, which took a lot of beating last year, has spent around Rs 10 lakh this year to recover its lost prestige. Among those who have signed for the club this year are Indian skipper Bhaskar Ganguli.One of the reasons why the clubs have signed up internationals in spite of the fact that they would be of no help during the league is because prestigious tournaments like DCM, Rovers and Durand will take place after the Asian Games when the restriction on players will cease to exist. Income Tax: The big clubs may also experience difficulties with the Income Tax (IT) authorities as they have been mentioned as sources of income in the it returns filed by some of the stars. This is the first admission by players of being paid for playing.Earlier while everyone knew that the players were being paid, there was no official record simply because the cash changed hands under the table. However, with the big guns in the Income Tax Department having close relations with the authorities of major clubs – a relationship which is mutually beneficial – it is quite likely they will not have to bother much and eyes will continue to be kept shut.advertisementLast season, one of the smaller clubs had tried to get the phony amateur status of the big team players blasted through a court case, but didn’t get very far, so inter-woven are the relationships between the top three.East Bengal, Mohun Bagan and Mohammedan Sporting, and the Indian Football Association (IFA) the state level apex body which is supposed to keep a close look on the clubs for smooth conduct of the game. The court put the responsibility of finding out whether a club was paying its players or not squarely on the shoulders of the IFA.Meanwhile eyes in Calcutta are rivet-ted on up-and-coming players like Amitabha Mukherjee of Mohun Bagan who had scored the all-important goal for the team at the Federation Cup tournament at Kozhikode earlier this year. Also in the limelight is Krishnendu Roy oi the same team who had played so well for India at the Merdeka tournament but who, for inexplicable reasons, has been kept out of the Asiad camp.For East Bengal the rising players are link-man, Swapan Raut and left-winger, Arun Nath while Mohammedan Sporting, which has been almost without any star attraction this year, has been lucky to get the services of Debashish Mishra, acclaimed as this season’s best midfielder and also the fast right-winger, Shankar Adhikary.These players had either played for smaller clubs previously or had signed up for one of the big three only to spend their afternoons as reserves on the sidelines. This is the first time that they have found an opportunity to display their mettle and appear to have already earned their places as new stars in Calcutta’s soccer world.
LOS ANGELES, Calif. – The pro-trade message Canada is touting in the United States will resonate with everyday Americans and their political class, even if the words get obscured by the breaking news of the day, Prime Minister Justin Trudeau says.Standing at the Griffith Observatory in the Los Angeles hills — a site made famous as a setting in multiple movies — Trudeau said his pitch to save the North American Free Trade Agreement from falling apart was well received.Behind Trudeau, a cloudy California sky obscured the city’s most famous message: the Hollywood Sign.Local coverage of the prime minister’s visit to California has focused on U.S. President Donald Trump’s talk and actions on immigration, a particularly acute issue in this “blue” state on the border with Mexico and home to the largest population of Canadians outside of Canada, some 150,000 people.And Trudeau’s talk Friday night at the Ronald Reagan library was overshadowed with international headlines about a crash between an SUV and a motorcycle officer in the prime minister’s motorcade. The California Highway Patrol officer broke his clavicle in the accident.Trudeau said Canadians needed to continually remind Americans about the bilateral relationship between the two countries, which can often be taken for granted.“The conversations I’ve had across this country over these past few days have been extremely positive,” the prime minister said on Saturday morning.“Maybe it’s not as breaking news as something else might be, but that emphasis that we are working together for the betterment of our citizens is a message that does continue and does resonate.”A weekend hike through Griffith Park marked the last public event for Trudeau on his four-day trip through the United States, where he hit communities that swung Democrat in the last presidential election to talk trade.He met with governors and mayors as part of an ongoing charm offensive to win over states and cities on the merits of trade to pressure the White House. Congressional lawmakers were supposed to be at Trudeau’s speech Friday night at the Reagan library in Simi Valley, outside Los Angeles, but a brief government shutdown forced them all to stay longer in Washington and miss the event.Los Angeles mayor Eric Garcetti said the content and the timing of the speech were critical for Americans to hear through the white noise of other domestic issues.“We can talk about the fights, but we’re a family. Canada and Mexico are our two closest friends,” Garcetti said.“We really have a depth of relationship that isn’t just about one visit.”California sells some $25.4 billion in goods and services to Canada, and almost 1.2 million jobs in the state rely on trade, according to federal statistics.But it is also a forerunner for Canada in terms of legalizing marijuana, which came into effect at the start of the year. San Francisco has decided to provide amnesty for marijuana convictions going back decades in a move that other jurisdictions are following.The Liberals have been threatened with legal action if they don’t move faster on wiping clean simple possession convictions that have disproportionately affected black Canadians.Trudeau indicated his government was in no rush to deal with amnesty ahead of when the new legal cannabis regime takes effect.“Until we actually change the laws, the existing laws remain in place,” Trudeau said.“After we change the law, we will then look at steps forward on how we move on pardons and retroactive measures.”