AD Quality Auto 360p 720p 1080p Top articles1/5READ MORE11 theater productions to see in Southern California this week, Dec. 27-Jan. 2Lopez said he is looking forward to being an extra set of eyes and ears for deputies in the community. “I’m doing this for the satisfaction of giving back to my community and for the experience because I plan to be a deputy,” he said. When on patrol, the volunteers work in pairs. They wear blue uniforms, drive specially marked patrol cars and are trained to observe and report only. They concentrate primarily on reporting to deputies safety hazards, suspicious activities and crimes in progress. “They can radio in if they see graffiti or traffic collisions so we can get out to catch the perpetrators sooner,” said Pico Rivera Station Sgt. Steve Sanchez. The volunteers also attend Neighborhood Watch meetings, assist stranded motorists and provide crowd and traffic control at community events. And they will receive more training in police work soon, in a seven-week academy that starts June5 at the Sheriff’s Training Academy, Sanchez said. Volunteer Yvette Gallegos, who works in accounting, said she is eager to do her part to make the city safer. PICO RIVERA – Javier Lopez grew up in Pico Rivera and wants to someday raise his children in the city. Lopez, 28, is among 62 residents who recently completed a volunteer training program through the Sheriff’s Department. The graduates of the 12-week Regional Community Academy will volunteer at different sheriff’s stations, including the Pico Rivera Station, performing duties ranging from front-counter greeters to clerical work to patrolling streets. “It’s really an extra luxury because without them our day-to-day functions could not be accomplished as efficiently,” said Capt. Michael Rothans of the sheriff’s Pico Rivera Station. “I’m raising four teens here now. I want to make sure they and the city are safe,” said Gallegos, who took the training with her daughter, Melissa, 17. “She wants to be a lawyer working with neglected and abused children, so this is good for her,” said Yvette Gallegos. “Plus, we get to have fun and learn together.” [email protected] (562)698-0955, Ext.3028160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!
Danny Welbeck admits it has been frustrating at times watching on at Arsenal, but he is now looking to kick on after seeing his patience rewarded with a two-goal showing against Brentford.Having failed to make a Premier League start this season, the England international has spent more time than he had hoped taking in the opening of a new era under Unai Emery from afar.He was, however, included in the Spaniard’s selection for a Carabao Cup third round clash at Emirates Stadium on Wednesday. Article continues below Editors’ Picks Man Utd ready to spend big on Sancho and Haaland in January Who is Marcus Thuram? Lilian’s son who is top of the Bundesliga with Borussia Monchengladbach Brazil, beware! Messi and Argentina out for revenge after Copa controversy Best player in MLS? Zlatan wasn’t even the best player in LA! That show of faith was rewarded with a match-winning brace, with Alexandre Lacazette grabbing a late third for the Gunners as they saw off London rivals Brentford 3-1.Quizzed by Sky Sports afterwards as to whether he has been frustrated stuck on the bench, Welbeck – who formed part of England’s World Cup squad over the summer – said: “Yeah, but you have to wait for your opportunity.“A few of the lads had a bit more of a pre-season than me, which made it a bit difficult. I came back a bit later than the others, but when I get the opportunity… I got 90 minutes last week [against Vorksla Poltava in the Europa League] and 90 minutes today so I’m just going to build on it from there and keep on improving.”Welbeck was also among the goals in his continental outing against Vorksla, proving that he can make an important contribution when called upon.He hopes there will be more opportunities to come, with Emery looking to build on the foundations put down by his Arsenal predecessor Arsene Wenger.“We want to impose our style on the game and we want to create chances that way,” said Welbeck“I think when we broke [against Brentford] it was very difficult for the other team to keep up with us. The more we can do that, the better. It’s nice to finish it off at the end.”Arsenal, who opened the season with back-to-back defeats in the Premier League, have now secured six successive victories across all competitions.Their next outing sees them welcome Watford to the Emirates on Saturday.
The Embassy of the Republic of Korea, New Delhi supported by the Korean Consulate in Kolkata hosted “Tasty Korea – a Korean Musical Night” at G D Birla Sabhaghar, Kolkata. The event was graced by senior diplomats from the Korean Embassy in New Delhi, the Honorary Consul General of Korea in Kolkata, the diplomatic and consulate community and also professors and students from various universities and schools in Kolkata.This musical night showcased the spectacular new brand of “BIBAP” which is an upgraded musical called “CHEF”. “BIBAP” has been a tremendous draw for the past six years since its premiere in 2011. One can experience 100 % live beat-box and rediscover the art of B-Boying and Acapella with no special effects or recording. This dynamic B-Boying showcases the process of food-making. The upgraded musical “CHEF” is a fun packed show with rich sounds and vivid visualizations. Every facial expression and movement of the performers is thoroughly calculated, naturally incorporating slapstick comedy in the show. Also, ‘CHEF’ presents a legacy of non-verbal performances and is also interactive as it encourages participation from audience members, which in turn generates unexpected hilarity. Also Read – Add new books to your shelfAccording to a representative from the Korean Embassy, “This musical event will boost the ‘nation brand’ in the cultural capital of India which is Kolkata. “Hallyu” or “Korean Wave” is fast becoming a buzz word globally. The term basically refers to various facets of Korean Culture, including Korean music, dance, dramas, movies, food, fashion and cosmetics that are becoming popular across Asia and other parts of the world.”The Korean musical night ended with a raffle where everyone was given a chance to win attractive prizes. The event also promoted the “XXIII Olympic Winter Games – The Pyeong Chang 2018 Olympic and Paralympics.Regardless of one’s prior knowledge about Korea, this Musical Opera brought unique opportunities that made one discover new interests in Korean culture.
Problem Solvers with Jason Feifer Cybercrime is moving away from traditional targets, like Windows PCs, and focusing more on mobile devices, according to Cisco’s 2010 Annual Security Report (PDF). As Microsoft becomes more savvy about patching holes in its OS, cybercriminals are treading into new territories, with a strong focus on iOS and Android.When the federal government declared jailbreaking cellphones legal, intrepid hackers sought and discovered more exploits in mobile operating systems. A prominent example used by Cisco is JailbreakMe 2.0, the Safari-based iPhone flaw — which has since been patched — that allowed users to jailbreak with very little tampering of iOS.Cisco threat research manager Scott Olechowski also said that the proliferation of Android will likely lead to major attacks on Google’s OS in the future. Olechowski noted that the more devices that adopt Android — such as smartphones, tablets, even vehicles — the more enticing the open-source OS becomes, especially when it comes to the big bucks in the enterprise.Most concerning for mobile hacks are apps, many of which access user information without permission. Recently, Trapster, an app that warns drivers when a speed trap is ahead, was hacked, exposing millions of iPhone, Android, BlackBerry, and Windows Mobile phone passwords — some of which may also have been linked to a user’s PayPal account.Many companies using smartphones for work do not have a cybersecurity strategy planned or in place, according to Cisco. This is a major concern for iOS business consumers, given that the iPhone is being used at 88 percent of the Fortune 100 companies and 83 percent of the Fortune 500.And for you PC users out there: Tired of your Mac-using friends’ snooty condescension about how their machines are impervious to viruses? Turns out that hackers are targeting Mac users more and more.Although Apple regularly pushes out security updates, due to increased iOS product adoption — especially on the iPad, which has sponged 90 percent of the tablet market-digging into a Mac isn’t so much a waste of time anymore. Still, compared to Windows, the malware threat to Macs is tiny. 2 min read Listen Now Brought to you by PCWorld Hear from business owners and CEOs who went through a crippling business problem and came out the other side bigger and stronger. January 28, 2011
Opinions expressed by Entrepreneur contributors are their own. October 21, 2015 Growing a business sometimes requires thinking outside the box. Here’s a sentence you don’t read every day: Insurance is so hot right now.Entrepreneurs and investors have finally woken up to the opportunity in the insurance industry. At $831.5 million, investment in insurance tech this year is already up nearly 10 times what it was in 2010.The opportunity has been staring entrepreneurs and investors in the face for years. The first insurance companies in the U.S. were started in the 1700s, and that cottage industry has grown into one of the biggest markets and sources of capital in the world. Premiums in the U.S. insurance industry total around $1 trillion, or approximately 7 percent of gross domestic product. On top of that, insurance companies invest nearly $7 trillion in assets.And here’s the kicker about all that insurance money — it’s generated by millions of agents, with lots of paper, in processes that look much the same way they did 30 years ago.Related: Investors Are Poised to Disrupt the Tech-Averse Insurance IndustryIn my previous life as a McKinsey consultant, I advised the top insurance companies on projects that were, at their core, incremental. They were always about increasing the productivity of the agent-based sales force, or improving the efficiency of paper-based claims operations. In other words, what I was doing was putting the dinosaur on a diet and prodding it with a stick. What needed to be done was bring a whole new breed of animal into the insurance game.So I left McKinsey in 2013 to do just that and started a digital consumer insurance company, PolicyGenius. At PolicyGenius, we want to do for consumer insurance what TurboTax did for taxes: Make a complex and intimidating financial task easy enough to do it yourself online.While raising seed capital for my insurance tech company last year, the most common question I got from prospective investors was, “Why is now the right time for tech to disrupt insurance?” The obvious answer for those unfamiliar with the insurance industry is the Affordable Care Act, which was signed into law in 2010. The law created exactly the kind of macro shakeup that attracts entrepreneurs. Indeed, since 2010, 56 percent of all insurance tech startups are focused on health insurance, either delivering new employer brokerage models (Liazon, Zenefits, Benefitter), new consumer brokerage models (Gravie, Stride Health) or even new health insurance (Oscar). These startups are pushing the brick-and-mortar incumbents to deliver better services and providing much-needed options to consumers.Beyond the Affordable Care Act, there are other forces at work that have opened the floodgates, allowing creative entrepreneurs to reshape the insurance industry more broadly. These are the market disruptions I see:1. The end of an eraAmericans used to rely on their employers for retirement security. After 20 years of service, you’d get a gold watch and a pension to fund your sunset years. Then, in the 1980s, growing pension costs and a legislative change replaced the corporate pension with the 401(k) and gave rise to the modern retail investment and retirement industry.That shift — from employer to consumer responsibility — is exactly what’s about to happen to insurance. Employer-sponsored insurance is the legacy of an IRS ruling after World War II that allowed employers to deduct employee health insurance as a business expense and employees to receive that benefit as nontaxable income. Sixty years later, we have a sprawling and bloated system, where the extra employer layer adds billions of dollars of cost and empowers employers to make intrusive decisions about their employees’ healthcare. Add to that, the cost of health insurance premiums growing at four times inflation and workers changing employers far more often than they did 60 years ago, and you have a system that’s going to break.The cracks are already showing. The number of workers at small and medium-sized companies who get employer-sponsored health insurance has steadily declined since 2000. The CEO of Aetna has called for the creative destruction of healthcare and taking the employer out of the health insurance equation. Startups that can effectively step into that employer insurance void, the same way companies like Fidelity and Schwab stepped into the employer pension void, will enjoy a massive opportunity.Related: 3 Benefits of the Affordable Care Act Every Business Leader Needs to Know About2. A changing workforceIt’s no secret that the workforce is rapidly changing. The average worker changes employers every 4.6 years. And, more disruptively for insurance, more workers are finding themselves outside the typical employer relationship. Spurred by on-demand services like Uber and countless “Uber for X” startups, freelancers and independent contractors are projected to grow from 42 million people to 65 million in the next 5 years.These workers need individual insurance (like health, disability and life) and business insurance (liability and property). Insurance companies, and the traditional insurance agent model, are ill-suited to serve the self-employed and provide them with the advice and products they need to financially protect themselves and their families.Ask 100 freelancers how they navigate the insurance maze and they’ll all say same thing — with tremendous difficulty. Easing that difficulty for them represents a tremendous opportunity.3. An aging sales forceMost insurance in the U.S. is still sold by human agents, same as it’s always been. But it won’t be for long. The average age of an insurance agent in the U.S. is 59, and one-fourth of the industry’s workforce is expected to retire by 2018. In other words, insurance companies are standing on a burning platform. And they’re already starting to feel the heat.For example, life insurance ownership is at a 50-year low, not because the need has changed — in fact there’s a $20 trillion life insurance gap, but because the agent sales channel can’t reach the modern financial consumer. To their credit, insurance companies realize this reality, but the fact of the matter is that they can’t move as fast as startups can. So they’re investing in startups. Insurance companies have dramatically increased their direct investments in tech startups to the tune of $1.8 billion since 2010. Much of this investment has gone to the first waves of financial technology: lending (Prosper) and wealth management (Learnvest, Betterment). But talk to any insurance company directly investing in startups, and you’ll learn that they’re hammers in search of nails, that is, smart entrepreneurs tackling the fundamental problems in insurance.4. Unmet needFinally, and most importantly for a mission-driven company, there is a tremendous unmet need for insurance in the U.S. According to a recent survey by the Federal Reserve, 47 percent of households couldn’t cover an emergency expense of $400. Insurance is intended to fill in this savings void for unpredictable emergencies. However, too many Americans have low savings and inadequate insurance, which leads to financial disaster. For example, health problems and disability contributed to half of all home foreclosure filings and over 60 percent of all personal bankruptcy filings. It’s not easy or sexy to sell insurance to middle America, but it’s an important problem to solve — and the first company to do it will be huge.These are the tailwinds that made me excited about insurance tech two years ago and which continue to drive my company forward. We recently closed a $5.3 million Series A round, which included the participation of insurance companies’ venture arms, including AXA Strategic Ventures and Transamerica Ventures. We, and our insurance partners, are excited to make insurance the next big thing in tech.Related: The 25 Best Companies for Employee Compensation and Benefits Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Register Now » 7 min read