Online office procurement saves Cancer Research UK over £2.5 million

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Online office procurement saves Cancer Research UK over £2.5 million Tagged with: Digital Research / statistics Howard Lake | 16 July 2006 | Newscenter_img  57 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Cancer Research UK has saved over £2.5 million per annum through a series of online auctions to purchase office supplies, IT hardware and laboratory consumables. The charity has worked with procurement consultants Aria Insite since December 2004 to improve the way it manages its procurement budget, which in 2005/6 was £130 million. Following a detailed spend analysis across all of its UK laboratories, Cancer Research UK and Aria identified the range of items that would be most suited to an online auction. Aria then brought in Vendigital, a specialist procurement company with particular expertise in online auctions, to manage the full auction process from end to end. Advertisement The first online auction to source office supplies delivered 30% savings to the charity. The auction to source IT hardware including desktops and laptops saved Cancer Research UK a further 20%, and another 33% was saved via the auction for laboratory consumables and equipment such as chemicals, plastics and personal protection equipment. Through the latter auction, the charity also managed to reduce its number of suppliers from over 200 to fewer than six. Belinda Turner, Procurement Director at Cancer Research UK said: “Initially, there was some scepticism that online auctions could deliver such huge savings. Now with three projects under our belts, we are convinced that this approach is extremely valuable.“We are now developing a more holistic approach across all our procurement – this is not about centralising procurement, rather about sharing best practice with our individual buyers and helping them to buy more cost effectively.” Peter Garnett, Managing Director at Aria Insite, said: “The auctions are only successful because Vendigital follows rigorous processes before, during and after the actual events. This process involves supplier headhunting, managing supplier participation, running the auction event, final assessments of suppliers with the best prices through to ensuring the successful implementation with the chosen suppliers.”last_img read more

Historical Records Miss a Fifth of Global Warming: JPL

first_img Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Herbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeauty10 Ways To Get Into Shape You’ve Never Tried BeforeHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyCreative Ways To Burn Calories That Require Little EffortHerbeautyHerbeautyHerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeauty More Cool Stuff Difficulties in making weather measurements in the Arctic have led to underrepresentation of this rapidly warming area in historic temperature records. Credit: British Columbia Ministry of TransportA new JPL-led study finds that almost one-fifth of the global warming that has occurred in the past 150 years has been missed by historical records due to quirks in how global temperatures were recorded. The study explains why projections of future climate based solely on historical records estimate lower rates of warming than predictions from climate models.The study applied the quirks in the historical records to climate model output and then performed the same calculations on both the models and the observations to make the first true apples-to-apples comparison of warming rates. With this modification, the models and observations largely agree on expected near-term global warming. The results were published in the journal Nature Climate Change. Mark Richardson of NASA’s Jet Propulsion Laboratory is the lead author.The Arctic is warming faster than the rest of Earth, but there are fewer historic temperature readings from there than from lower latitudes because it is so inaccessible. A data set with fewer Arctic temperature measurements naturally shows less warming than a climate model that fully represents the Arctic.Because it isn’t possible to add more measurements from the past, the researchers instead set up the climate models to mimic the limited coverage in the historical records.The new study also accounted for two other issues. First, the historical data mix air and water temperatures, whereas model results refer to air temperatures only. This quirk also skews the historical record toward the cool side, because water warms less than air. The final issue is that there was considerably more Arctic sea ice when temperature records began in the 1860s, and early observers recorded air temperatures over nearby land areas for the sea-ice-covered regions. As the ice melted, later observers switched to water temperatures instead. That also pushed down the reported temperature change.Scientists have known about these quirks for some time, but this is the first study to calculate their impact. “They’re quite small on their own, but they add up in the same direction,” Richardson said. “We were surprised that they added up to such a big effect.”These quirks hide around 19 percent of global air-temperature warming since the 1860s. That’s enough that calculations generated from historical records alone were cooler than about 90 percent of the results from the climate models that the Intergovernmental Panel on Climate Change (IPCC) uses for its authoritative assessment reports. In the apples-to-apples comparison, the historical temperature calculation was close to the middle of the range of calculations from the IPCC’s suite of models.Any research that compares modeled and observed long-term temperature records could suffer from the same problems, Richardson said. “Researchers should be clear about how they use temperature records, to make sure that comparisons are fair. It had seemed like real-world data hinted that future global warming would be a bit less than models said. This mostly disappears in a fair comparison.”NASA uses the vantage point of space to increase our understanding of our home planet, improve lives and safeguard our future. NASA develops new ways to observe and study Earth’s interconnected natural systems with long-term data records. The agency freely shares this unique knowledge and works with institutions around the world to gain new insights into how our planet is changing.For more information about NASA’s Earth science activities, visit http://www.nasa.gov/earth Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Name (required)  Mail (required) (not be published)  Website  faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Science and Technology Historical Records Miss a Fifth of Global Warming: JPL By CAROL RASMUSSEN Published on Thursday, July 21, 2016 | 3:05 pm Your email address will not be published. Required fields are marked * Community Newscenter_img Make a comment First Heatwave Expected Next Week Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Subscribe Top of the News 2 recommended0 commentsShareShareTweetSharePin it Business News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Mid West companies become more disability confident

first_imgMunster winger Liam Coombes braced for Benetton battle Facebook NewsMid West companies become more disability confidentBy Staff Reporter – June 14, 2016 961 Print Linkedin WhatsApp Twitter COMPANIES in Limerick and Clare are becoming disability confident as a result of a six-month pilot project delivered by the National Disability Authority.The project, which was funded by the Department of Justice, was delivered by EmployAbility Clare and Shannon Chamber, in conjunction with EmployAbility Limerick and Ennis and Limerick Chambers.Sign up for the weekly Limerick Post newsletter Sign Up Four Limerick companies, Garry IT, Thomond Park, Northern Trust and E-Fone, were among the twelve local businesses nominated as disability champion companies. The results of a disability-awareness and participation survey were published last week along with the launch of a new website, www.disabilityconfidence.ieAcknowledging the role of the job shadow participants, EmployAbility Limerick team leader, Ursula Mackenzie said: “We had such a positive response across Limerick and Clare with a record number of businesses hosting job shadow opportunities for jobseekers with a disability; it is so encouraging for the future.”EmployAbility Clare team leader Helen McQuillan added: “It’s the simple things done with grace that make these companies exemplary. There is scope for a lot more companies to become involved in our programme so we would encourage businesses to avail of grants for disability awareness training. RELATED ARTICLESMORE FROM AUTHOR TAGSE-FoneEmployAbility LimerickGarry ITNorthern TrustThomond Park center_img Limerick Post Show | SOS Thomond Park Sleepout WATCH – Holland in top shape ahead of the new season Riverfest postponed and arts venues cancel Previous articleMissing Limerick woman found safe and wellNext articleCourt told man broke in to house carrying large butcher’s knife Staff Reporterhttp://www.limerickpost.ie Advertisement Support Shannon RFC’s ‘No Show Charity Game’ Email Ireland’s first female Steeplejack makes “last climb” at Thomond Park last_img read more

Gardening workshop

first_img Pinterest Pinterest Facebook WhatsApp By admin – March 23, 2018 Farmer TroyFarmer Troy, 407 W. 47th St., is offering a gardening workshop from 10 a.m. to noon Saturday.Participants will learn about raised beds vs. in-ground planting (construction and design), soil improvement/mulch/composting, irrigation, what to plant (when, where and how), and ways to be successful throughout the season. There will be a time to ask questions and connect with other aspiring and veteran gardeners in the area. We’ll have lots of take home information and resources.Kids are welcome (15 and under are free).Goats, chickens, turkeys, donkeys and pigs will be on site to seeSeeds and other gardening essentials will be available for purchase. Gardening workshop Previous articleNORTH AMERICAN HOCKEY LEAGUE: Jackalopes let lead slip away against RoadRunnersNext articleVolunteers needed admin WhatsApp Facebook Local News Twitter Twitterlast_img read more

Oil ministry object of minister’s sabbatical

first_img WhatsApp Twitter Previous articleDowling plans after-school STEM clubNext articleGUEST VIEW: Carrying forward with “Constitutional Carry” Ruth Campbell RELATED ARTICLESMORE FROM AUTHOR Although ministers are on call 24/7, Connection Christian Rev. Dawn Weaks and her family are taking a sabbatical this summer to learn about plying their craft in the oilfield.The opportunity is thanks to a $15,000 grant, which she applied for from the Louisville Institute in Louisville, Kentucky.Her sabbatical starts May 12 and goes through Aug. 10.“Our church, our denomination in fact, encourages sabbaticals at least every five to seven years for clergy. And so the congregation has given me and my co-pastor, and husband, Joe Weaks, three months of renewal, study, and recreation to refresh ourselves for another seven years of ministry in this community,” Weaks said.Knowing a break was in the offing, Weaks looked for some grant opportunities to do something more than a staycation.Weaks learned about the institute 10 years ago when she took her last sabbatical.“I received a grant from their parent foundation, which is the Lilly Endowment, the pharmaceutical company. So that’s how I knew that there was additional money available,” she said.The grant is called Anointed by Oil, to minister in oilfield settings.“My goal is to learn more about being a faithful church within an oilfield setting,” Weaks said. “A church should not be something that you could just pick one up and plop it in another context. A church should be made up of and responding to the context that it’s in. Some things are unchanging; you know, the theology some of that, but it should reflect the community that it’s in. So it’s really important to study the context that you’re doing ministry within, so that’s my goal is to do more study about oilfield settings and what churches are doing to be effective in being a part of sharing the healing gospel within their context.”The plan is threefold. One is interviews and conversations with people that are in the oilfield from rig workers to executives.“The second is the trip that I took last summer with my family, which was to Casper, Wyoming, and all the area around there; learning about oilfield and mining like coal mining in that setting and interviewing churches and their ministers in that whole Wyoming shale area. And then the crown jewel is a trip to Stavanger, Norway. Stavanger is the Odessa of Norway. It’s the main oil town for Norway. Of course most of theirs is offshore drilling, but Stavanger is the place where all the workers are and there are a couple of international churches there that I’ll be interacting with one I’m there to see how they minister in that context,” Weaks said.“The Norway trip is still tentative because they have yet to open to international travelers, so we’re waiting to hear. If it doesn’t happen this summer, my grant will be extended to be able to go next year. But I’m going to go ahead and take the time this summer because it’s timely; it’s opportune. We’ve kind of gotten through the hard part of the pandemic, knock on wood, and it’s time for me to act on what I learned from last summer in terms of reading and research and keep moving the ball forward. Even if we don’t get to go to Norway this time, we’ll go as soon as they open up.”She added that when you’re away, you see things in a different light and more clearly.Connection Christian Church of Odessa Rev. Dawn Weaks poses for a photo Monday in the church lobby. Weaks is planning a sabbatical trip to Stavanger, Norway, to rest and study ministry. Weaks stated it has been 10 years since her last sabbatical. (Jacob Ford|Odessa American)Weaks said Connection Christian Church members are a mix of people. Many of them are educators, but there are a dozen or so who are connected to the oilfield.“Those are some of the people I’ve already been talking to and interviewing. … My dad was from Lamesa. He worked in the oilfield as a kid, but that’s the extent of my firsthand knowledge of what it’s like, what people deal with, the mobility issues and the economic issues and the blessings in that; real challenges,” Weaks said.During the time Weaks is gone, the church will have nine different guest preachers from all over the country, all related to the Christian Church Disciples of Christ, which is Connection Christian’s denomination.She added that the guest preachers will include people from disaster relief and racial justice ministries, among others.“It’s going to be a good, rich time for the congregation while we’re gone,” Weaks said.She added that it will give the congregation a chance to figure out what they have to offer and give them an opportunity to step up.“I wish more churches would do this for their ministers,” she said.There is a team of elders, who are basically lay ministers, or volunteer pastors, who can conduct hospital visits and activities like that.“The church is very is very bottom up. It’s about the average person doing ministry, and so we don’t have restrictions on who can offer communion, or who can make visits that kind of thing,” she said.One thing she wants to do is study well and reflect on the theology around oil, what people believe about God and natural resources. They will not be preaching while they are away as it is part of her commitment.“I’ll be … writing about that. My requirement for the grant is to produce a book-sized reflection on the theology of oil and what churches are doing to minister in oil-related areas. … Then for my congregation what I hope I bring back is a well-rested minister who has taken time to really think and pray, and study about our context and how we can continue to grow in being a healing presence in this oilfield setting that we’re in,” Weaks said.As a side note, she said the church, which turns 150 years old in June, will be moving services inside as of May 16.“We’re feeling like numbers are good enough that we’re comfortable having everything inside, but we’ve been hybrid, meaning we’ve had indoor and outdoor worship since October. So people have options. And, of course, we’re always online and there’s always that option.”If anything, she added, the church has done five times the normal outreach that it do.“We’ve done Monday meals, which is just a meal of encouragement that we’ve taken to all kinds of places, to the hospital staff, to the sheriff’s office to the Crisis Center … the Boys and Girls Club; wherever we could encourage staff. … We’ve been at the (West Texas) Food Bank weekly for months, and now we’re just doing it once a month; just lots of ministry,” Weaks said.“Even though it’s been hard, we’ve found ways to serve …,” she added.Judy Williams, moderator of the church board, said it will be good for the Weaks family to see what people in other areas of the country and world include in their worship, how they can help people, help the environment and move the church forward.Williams said Joe and Dawn Weaks have brought many outreach programs to Connection Christian Church that the congregation gets really involved in, such as working with Medical Center Hospital on a COVID vaccine day and volunteering at the West Texas Food Bank. Whatever the ministers take from their experience will have a big impact on the congregation.“She and Joe are highly respected throughout the community for their outreach. This will bring another element,” Williams said.Church member Rhonda Lewallen said when people are off work, they can separate from their work.“We talk about the latest shows we’re watching, how our nephews and nieces love T-ball or dance class, or about our cute dogs. Preachers, on the other hand, are approached anywhere, anytime, by anyone who knows they are in pastoral care. Their nature is to be caring and altruistic, so they graciously listen and try to help. They truly care about people and therefore will absorb other’s worries and keep them in prayer. Sabbatical is a necessary time away when they can recharge their batteries, so to speak. They can rest and reflect on their faith,” Lewallen said in an email.While Connection Christian may be serving in a new location, it has deep roots.“It’s been great. And of course our Connection Center has six nonprofits in it and we just love it; (we) love having those organizations in our building. There’s just a lot of synergy there, so it’s fun …” Connection Christian Church of Odessa Rev. Dawn Weaks poses for a photo Monday in the church lobby. Weaks is planning a sabbatical trip to Stavanger, Norway, to rest and study ministry. Weaks stated it has been 10 years since her last sabbatical. (Jacob Ford|Odessa American) GOOD NEWS: Retirement Pinterest By Ruth Campbell – April 26, 2021 Pinterest Facebookcenter_img MATTER OF RECORD: May 30, 2021 Twitter WhatsApp Local NewsPeopleReligion Oil ministry object of minister’s sabbatical Home Local News Oil ministry object of minister’s sabbatical GOOD NEWS: Names in the News Facebook Slap Your Mama It’s So Delicious Southern Squash CasseroleVirgin Coco MojitoFoolproof Roasted Pork TenderloinPowered By 10 Sec Mama’s Deviled Eggs NextStay last_img read more

CFPB Report: Loss Mit Problems and Servicer Solutions

first_img CFPB CFPB. Consumer Financial Protection Bureau HECM Loss Mitigation mortgage servicing Private Mortgage Insurance Supervisory Highlights 2019-03-13 Krista Franks Brock Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Home / Daily Dose / CFPB Report: Loss Mit Problems and Servicer Solutions Demand Propels Home Prices Upward 2 days ago CFPB Report: Loss Mit Problems and Servicer Solutions Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Government, Loss Mitigation Share Save  Print This Post About Author: Krista Franks Brock Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Related Articlescenter_img March 13, 2019 1,956 Views Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribe Previous: National Flood Insurance Program: A New Way Forward? Next: DACA Borrowers: FHA Eligible Again? In its 18th edition of its Supervisory Highlights, released Tuesday, the Consumer Financial Protection Bureau (CFPB) identified four areas of supervisory activity at mortgage servicers as well as servicers’ response.The four areas included: “charging consumers unauthorized amounts,” “misrepresenting private mortgage insurance cancellation denial reasons,” “failing to exercise reasonable diligence to complete loss mitigation applications,” and “representing the requirements for foreclosure timeline extensions in Home Equity Conversion Mortgages.”The report covers supervision between June 2018 and November 2018.The CFPB found that at least one servicer charged borrowers greater late fees than allowed by the mortgage note. The bureau identified “programming errors in the servicing platform and lapses in service provider oversight” as the causes for the overcharges.Servicers responded by identifying affected borrowers to resolve the issue as well as changing policies to ensure borrowers are not overcharged in the future.Second, the CFPB found misrepresentations when responding to borrowers’ requests for private mortgage insurance cancellation. When denying some borrowers’ requests, servicers’ sometimes misstated the reason for the denial. The CFPB explained that this is problematic because “borrowers receiving the incorrect denial reason may fail to address other eligibility requirements to obtain PMI cancellation.”The servicers in question have altered templates and procedures to future cancellation denial notices explain the “accurate denial reasons.”Next the CFPB said in its Supervisory Highlights that it identified cases where servicers did not exercise “reasonable diligence” in acquiring sufficient documentation to complete loss mitigation, as required by Regulation X.After approving short-term forbearance, the servicers identified did not advise the borrower that further documentation was necessary to complete full loss mitigation procedures.After receiving notification from the CFPB, the servicers identified the affected borrowers and notified them about other loss mitigation options that could be possible with additional documentation.The last mortgage servicing issue covered in the Supervisory Highlights dealt with Home Equity Lines of Conversion Mortgages (HECMs) in the case of a deceased homeowner. When a homeowner with a HECM dies, his or her successor must pay the loan balance in full if he or she wishes to keep the home, or the home will be foreclosed. Successors may, however, file for extensions on the loan balance.In some instances, successors received notices specifying the documents necessary to file for an extension on the loan balance due but did not include a deadline for the documents. Alternately, some successors were not notified of all the documents necessary to file an extension.The CFPB clarified that it “did not find that this conduct amounted to a legal violation,” but it could fall into the category of “a deceptive act or practice.”After receiving notice from the CFPB about the practices, the servicers “planned to improve communication with successors, including specifying the documents successors needed for an extension and the relevant deadlines.”In its Supervisory Highlights, the CFPB also reviewed a few of its own program developments that took place between June and November 2018. These included a joint statement with other government and finance organizations explaining “that supervisory guidance does not have the force and effect of law, and the agencies do not take enforcement actions based on supervisory guidance.”The bureau also issued a statement in September regarding its practices when dealing with consumers and institutions affected by natural disasters. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: CFPB CFPB. Consumer Financial Protection Bureau HECM Loss Mitigation mortgage servicing Private Mortgage Insurance Supervisory Highlights The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Millions of Families Could Face Housing Insecurity in 2021

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago 2021-03-02 Christina Hughes Babb Related Articles Share Save Subscribe Previous: SLK Global Solutions Hires VP for Tax Outsourcing Operations Next: Who is Benefitting Most From the COVID-19 Deferral Program? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago March 2, 2021 11,615 Views Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Millions of Families Could Face Housing Insecurity in 2021 Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. in Daily Dose, Featured, News About Author: Christina Hughes Babb The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Millions of Families Could Face Housing Insecurity in 2021 Government agencies responsible for protecting consumers have precious little time to save millions of families from losing their homes—that’s according to the Consumer Financial Protection Bureau’s (CFPB)  first analysis of the impacts of the COVID-19 pandemic on housing.Bureau administrators say actions taken by both the public and private sector have, so far, prevented a devastating number of foreclosures during the height of the public health crisis. However, according to a CFBP press release, as legal protections expire in the months ahead, more than 11 million families or almost 10% of U.S. households are at risk of eviction and foreclosure.”It’s common sense that safe, affordable, and stable housing provides the foundation for people’s well-being, financial and otherwise. Stable homes mean stable neighborhoods and communities. When people lose their homes, their lives, health, and finances are all disrupted. Even the threat of losing a family’s home can force tough financial decisions, including skipping payments on food, medicine, and heat to keep a roof over their head,” writes CFPB’s Dave Uejio. He continues, “We also know that many, particularly in Black and Hispanic communities, have still not recovered from the last financial crisis, more than a decade ago. And those same communities are once again bearing a disproportionate financial and health burden during the pandemic, through no fault of their own.”According to the report summary, those who have fallen behind at least three months on their mortgage increased 250% to 2 million-plus households, and is now at a level not seen since the height of the Great Recession in 2010. Collectively, these households are estimated to owe almost $90 billion in deferred principal, interest, taxes, and insurance payments.More than 8 million rental households are behind in their rent.While there are significant differences from the last crisis (a more stable mortgage market and substantial homeowner equity) there are a significant number of households at risk of losing their housing just as the U.S. economy is poised to emerge from the pandemic—aa disproportionate number of them from communities of color.The CFPB report— which examines the relevant data and research on the impact of the pandemic on the rental and mortgage market, and particularly its impact on low income and minority households—can be accessed at consumerfinance.gov.The number of homeowners behind on their mortgage has doubled since the beginning of the pandemic—6% of mortgages were delinquent as of December 2020.More homeowners are behind on their mortgages now than at any time since 2010, which was the peak of the Great Recession.2.1 million homeowners are more than 90 days behind on payments, a key benchmark for being “seriously delinquent” in mortgage payments. That’s five times the number of families that were more than 90 days behind on their mortgage before the pandemic began.Black and Hispanic families are more than twice as likely to report being behind on their housing payments than White families.An estimated 8.8 million tenant households are behind on their rent.About 10% of renters reported that they’re likely to be evicted in the next two months, with the rates highest among Black and Hispanic households.  Print This Post The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days agolast_img read more

Donegal North East Deputy calls for comprehensive review of SUSI system

first_img Pinterest Man arrested on suspicion of drugs and criminal property offences in Derry HSE warns of ‘widespread cancellations’ of appointments next week PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Donegal North East Deputy Charlie Mc Conalogue says there must be a comprehensive review of the SUSI system of administering student grants to ensure that problems this year are not repeated next September and beyond.There had been some teething problems when the centralised grant processing system came into effect last year, but despite promises that delays would be addressed, the problems have persisted.Deputy Mc Conalogue says Education Minister Ruari Quinn took his eye off the ball, and as a result, many students still haven’t had their grants approved and paid………..[podcast]http://www.highlandradio.com/wp-content/uploads/2013/01/charlsat.mp3[/podcast] Previous article96-year-old woman hospitalised following aggrivated burglary in AghillyNext articleNational Sheep Chairman of IFA calls on dog owners to take more responsibility News Highland Man arrested in Derry on suspicion of drugs and criminal property offences released Google+ Pinterest Facebook Twitter Google+center_img RELATED ARTICLESMORE FROM AUTHOR By News Highland – January 5, 2013 News Facebook Donegal North East Deputy calls for comprehensive review of SUSI system Dail to vote later on extending emergency Covid powers Twitter WhatsApp WhatsApp 365 additional cases of Covid-19 in Republiclast_img read more

SC Dismisses Plea Seeking Uniform Welfare Scheme for Lawyers In Distress Due To Lockdown [Read Order]

first_imgTop StoriesSC Dismisses Plea Seeking Uniform Welfare Scheme for Lawyers In Distress Due To Lockdown [Read Order] Radhika Roy8 May 2020 9:22 PMShare This – xThe Supreme Court dismissed a petition which had been filed seeking for directions to the Government as well as the State Bar Councils to formulate a welfare scheme for lawyers who had been affected by the national lockdown imposed in wake of the COVID-19 pandemic. Filed by Advocate Abhinav Ramkrishna, the plea averred that the government was a mute spectator to the…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court dismissed a petition which had been filed seeking for directions to the Government as well as the State Bar Councils to formulate a welfare scheme for lawyers who had been affected by the national lockdown imposed in wake of the COVID-19 pandemic. Filed by Advocate Abhinav Ramkrishna, the plea averred that the government was a mute spectator to the financial distress that lawyers were going through as due to lack of work, they were finding it difficult to sustain themselves. “The government, Bar Council of India and the State Bar Councils cannot be expected to be in a state of deep slumber or be insensitive towards the economic and mental hardship faced by lawyers, except the few who have achieved a milestone by dint of their hardwork and acumen”. It was further contended that the financial scheme that had been announced by the Bar Council of India to provide financial assistance to lawyers had no purpose as the amount disbursed had been kept undecided. A Bench comprising of Justices Ashok Bhushan, SK Kaul and BR Gavai heard the matter and observed that the petition could not be filed under Article 32 of the Constitution of India as there was no violation of fundamental rights for which the said Article is invoked. Accordingly, the petition was dismissed ofClick Here To Download Order[Read Order] Next Storylast_img read more

Patricia Anton, US teacher killed in Dominican Republic, found ‘peace and purpose’ on island

first_imgFacebook(CABARETE, Dominican Republic) — Patricia Anton, an American teacher who was found dead in the Domincan Republic, will be memorialized at the school where she devoted herself for what would be the last years of her life, her family said.A “peace park” will be erected in her honor at 3 Mariposas Montessori School in Cabarete, where Anton worked as a teacher for six years, her cousin Adrianne Machina told ABC News on Thursday.“Her life was so much bigger than her death,” Machina said.Anton’s husband, Patrick, said in a statement to ABC News that the peace park “will become a lasting legacy in the Cabarete community she loved so much.”Police this week revealed details on how Anton, 63, was found in Cabarete, a town on the northern coast of the island nation. However, the circumstances of her death are still not clear.She appeared to have been a victim of a robbery, as police noted items including her phone, computer and television had been stolen. Local police told ABC News Thursday that no one has been detained yet, but they have identified a suspect and an arrest is imminent.Yet for Anton’s family, they are trying to remember her for who she was and what she meant to the community. The Dominican Republic, her cousin said, satisfied her wanderlust and gave her the opportunity to work with children.“The Dominican Republic was her happy place. I think her dream was to retire down there,” Machina said. “The Dominican Republic really gave her purpose and peace.”Machina added that when bringing relatives to visit the island nation, she would be the one to reassure them it was safe.“The last thing she’d want to be is the poster girl for ‘Don’t go to the Dominican Republic,’” her cousin said.Anton’s husband, Patrick, said in a statement that he and his children — a 35-year-old son, a 31-year-old son and 28-year-old daughter — appreciate the support they have received during this time.“We encourage you to spread Patty’s message of kindness and good works,” the family said.Anton was born in Trieste, Italy, but was an American citizen who lived in Detroit and Traverse City, Michigan, before moving to the Dominican Republic around 2013.Calling her a “maternal mama bear,” Machina said Anton always wanted to help children and believed that both education and human connection could benefit any community.“If people want to do something that would be meaningful, stand up for the underdog and be kind to people who look different from you,” Machina said. “She was all about kindness and sweetness.”Copyright © 2019, ABC Audio. All rights reserved.last_img read more