Terry Smith has sold these 2 top British stocks. Here’s what I’d do now

first_img Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has recommended Sage Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares This one may be even better. One FTSE “Snowball Stock” With Runaway Revenues Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. As the UK’s most popular fund manager, when Fundsmith’s Terry Smith sells top British stocks it’s worth paying attention.In November, he dropped consumer goods giant Reckitt (LSE: RKT), formerly Reckitt Benckiser Group, from his flagship investment fund Fundsmith Equity. In February, he ejected quality assurance provider Intertek Group (LSE: ITRK), which I wrote about recently and said looked pricey but still a long-term buy for me.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Last month, it was the turn of Sage Group (LSE: SGE) to feel Mr Smith’s boot. He’s a supremely successful stock picker and it makes me wonder whether I should rule out buying these top British stocks for my own portfolio.Would I sell these FTSE 100 stocks?I have a personal interest, because Reckitt has long been one of my favourite FTSE 100 stocks. It promotes a broad portfolio of popular everyday brands such as Air Wick, Harpic, Dettol and Nurofen, that shoppers buy in bad times as well as good. I considered it a top British stock, even though it is relatively expensive. Today, it trades at 21 times earnings.The Reckitt share price shot up in the early days of the pandemic, as people spent more on cleaning products, but then doubts set in. After November’s vaccine breakthroughs, investors decided other British stocks would reap greater rewards.Reckitt is down 9% over the last year, and 7% over five years. It looks like Terry Smith has had enough. The forecast yield of 2.7%, covered 1.7 times by earnings, was not enough to tempt him to stay. Yet I would still consider Reckitt for my own portfolio, as a defensive stock delivering long-term growth and income. It recently posted a 4% rise in Q1 sales, while digital revenues jumped an impressive 24%. As it invests £2bn in developing new products, it remains a top British stock and would merit a place in my own portfolio, whatever Terry Smith thinks of it. If I’d already bought, I wouldn’t sell today.Sage offers integrated accounting, payroll and payments solutions to businesses around the world. Four years ago, Goldman Sachs rated it a top British stock, as it migrated to a subscription-based model, which offered more cross-selling opportunities, and enjoyed high customer renewal rates.Subsequent performance has been disappointing. The Sage share price is up just 5% over five years. It hasn’t even benefited from the recent stock market rally. Again, it looks like Mr Smith has had enough, but what about me?I still rate these top British stocksLast month’s first-half results showed underlying operating profit falling 11% to £191m, as profit margins shrank from 23.2% to 20.2%. This was primarily down to increased spending on marketing and product development, to promote its new cloud operation. Management said margins should improve, as this investment drives growth.Personally, I like to see a company investing in its future, even if it takes a short-term hit. I also like the fact that Sage has been paying down debt, from £238m to £96m in the last year. It still looks like a top British stock to me. I would consider buying it for my portfolio, even if Mr Smith doesn’t have space in his. Looking for new share ideas?Grab this FREE report now.Inside, you discover one FTSE company with a runaway snowball of profits.From 2015-2019…Revenues increased 38.6%.Its net income went up 19.7 times!Since 2012, revenues from regular users have almost DOUBLEDThe opportunity here really is astounding.In fact, one of its own board members recently snapped up 25,000 shares using their own money… So why sit on the side lines a minute longer?You could have the full details on this company right now. Simply click below to discover how you can take advantage of this. Harvey Jones | Friday, 4th June, 2021 | More on: RKT SGE Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Terry Smith has sold these 2 top British stocks. Here’s what I’d do now Image source: Getty Images. Grab your free report – while it’s online. See all posts by Harvey Joneslast_img read more

House Refurbishment in Baralla / OLAestudio

first_img Projects “COPY” Houses 2014 Year:  “COPY” Spain Save this picture!© Héctor Santos-Diez+ 17 Share House Refurbishment in Baralla / OLAestudioSave this projectSaveHouse Refurbishment in Baralla / OLAestudio CopyHouses, Restoration•Baralla, Spain Architects: OLAestudio Year Completion year of this architecture project House Refurbishment in Baralla / OLAestudio ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/623720/house-refurbishment-in-baralla-olaestudio Clipboard Construction Company:ODEGALWood Work:DAEVAArchitect In Charge:Oscar López AlbaCity:BarallaCountry:SpainMore SpecsLess SpecsSave this picture!© Héctor Santos-DiezRecommended ProductsWoodAccoyaAccoya® CanalsEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodStructureCraftEngineering – Architectural & FreeformSkylightsLibartSolaGlide Inclined Retractable Skylight… build in stone boxes …A house burns and only the memories and a box of stone walls left. How to give it a new identity, as do the original home of a family of 11 children, now his second home, again become a meeting place to build new memories?Save this picture!© Héctor Santos-DiezThe challenge is to build a shelter with different atmospheres and exploit the full potential of this empty box. The program is simple: give it the greatest possible number of rooms and spaces  for use by individuals and families with different habits. From here,  the only premise, a tight budget and sensitivity of all of us.Save this picture!© Héctor Santos-DiezWe think that the house graduated its light and atmospheres, a secluded and intimate hideaway ground access as a continuous shell on walls and ceilings of wood perpendicular to the window overlooking the garden and the annexes legacy . The house looks for light and distant views on first floor. The surfaces become painted walls and large sliding doors in white plywood. Back on the ground under cover a small study collected with daylight and diagonal views. Concrete nuanced texture to climb the skylight cover.Save this picture!Final PlanThe staircase articulates the program, tours and openings. Its location is marked by the gaps in the side walls and longitudinal views allowed. Provides the backdrop for the opening perpendicular to the façade open.This box should expand and leave their limits at every point looking landscape.Save this picture!© Héctor Santos-DiezConcrete, wood, corten steel and glass. The stone box is built around the central concrete wall that runs and develops housing ladder. The grups of cabinets define the rooms and hide the entire set of sliding doors that allow the views of the countryside from every point of the rooms beyond their windows.Save this picture!© Héctor Santos-DiezThe house opens into the garden and opens to the distant views, gallery missing the original wood becomes a big glass with corten steel frame. Some of the walls are rebuilt recovering the pace of openings in the facade to the street and other open fully to the garden. Lime mortar combined with exposed stone planes.Save this picture!© Héctor Santos-DiezSober architecture of light and surfaces. A detail of the history of one of its owners, the set of birch logs inside. A pass memory,  an original door, turned in furniture.Save this picture!Final ElevationThe fire razed hundreds of books, furniture and regards. Our work,  build the stage for refilling of hundreds of books, furniture and regardsSave this picture!© Héctor Santos-DiezProject gallerySee allShow lessWhy 2015’s Most Important Design In Architecture Isn’t A Building, But A New York Ti…ArticlesAD Classics: German Pavilion, Expo ’67 / Frei Otto and Rolf GutbrodArchitecture Classics Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/623720/house-refurbishment-in-baralla-olaestudio Clipboard ArchDaily CopyAbout this officeOLAestudioOfficeFollowProductsWoodStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentRestorationBarallawoodSpainPublished on April 27, 2015Cite: “House Refurbishment in Baralla / OLAestudio” [Rehabilitación de Vivienda en Baralla / OLAestudio] 27 Apr 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – FocusGlass3MInterior Finishes at U.S. Bank StadiumPartitionsSkyfoldMarkerboard Finish for Folding WallsFiber Cements / CementsSwisspearlFiber Cement Cladding Panels in B66 Business CenterMembranesEffisusFaçade Protection – Breather+Metal PanelsSculptformClick-on Battens in WestConnex M8 JunctionPanels / Prefabricated AssembliesBruagBack-Ventilated Facades – CELLONTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea CosmosGlassDip-TechCeramic Printing for Public TransportationAcousticSchöckStaircase Insulation – Tronsole®Porcelain StonewareApavisaSlabs – Wild ForestBulbs / SpotsAmbiance LumiereLighting – ZetaMore products »Save想阅读文章的中文版本吗?巴罗拉别墅翻修/ OLAestudio是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Perfect-Imperfect House / Megowan Architectural

first_img Year:  Landscape: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/939164/perfect-imperfect-house-megowan-architectural Clipboard Australia CopyAbout this officeMegowan ArchitecturalOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesFitzroy NorthOn FacebookAustraliaPublished on May 12, 2020Cite: “Perfect-Imperfect House / Megowan Architectural” 11 May 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Perfect-Imperfect House / Megowan ArchitecturalSave this projectSavePerfect-Imperfect House / Megowan Architectural 2020 Photographs:  Nils Koenning Manufacturers Brands with products used in this architecture project Georgia Harper Landscape Houses Area:  180 m² Year Completion year of this architecture project Manufacturers: Architrend, Blum, Bosch, Colorbond, Dulux, Ikea, Parisi, Qasair, Reece, Siemens, Stormtech, Unios, Aeratron, Air Grilles, CS Cavity Sliders, Clark Tanks, Clipsal, DesignLite, Faucetstrom men, Faucetstrommen, +7Highgrove, Lights Lights Lights, Nissel Eichert, Oliveri Hansgrobe, Remodern, The Brick Recyclers, Urban Lighting-7 “COPY” “COPY” Photographs Projects Design Team:Christopher Megowan, Ryan Conover, Nic GutierrezClients:Aaron Hill, Lily HillEngineering:Meyer ConsultingCity:Fitzroy NorthCountry:AustraliaMore SpecsLess SpecsSave this picture!© Nils KoenningRecommended ProductsWindowsStudcoSteel Window Reveal – EzyRevealBulbs / Spots / Wall LightsJUNGLight Switch and Light – Plug + LightEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalText description provided by the architects. The Perfect-Imperfect House, aptly named by the clients, is the final result of a two-decade-long dream of two perfectionist north siders.  In contrast to a more maladaptive form of perfectionism, clients Aaron and Lily Hill, both nurses, possess friendly but keen attention for detail and desire for quality that would only be immensely reassuring if you found yourself under their diligent care.  Save this picture!© Nils KoenningThis house is the success story of the clash between their desire for perfectionism and the always imperfect and, at times, downright clunky process of building a home.Save this picture!© Nils KoenningSave this picture!PlansSave this picture!© Nils KoenningPerfectly located in the heart of Fitzroy North, Aaron and Lily raised their two children in a converted single storey shop imperfectly positioned behind the very shadowy south side of a two and a half storey terrace house and in front of a block of flats. The nearly 20 years in the home left the family with a deep love for the suburb and location but a more than mild disdain for their dark and drafty single brick and weatherboard shop. Save this picture!© Nils KoenningAfter a considered search and years of contemplating a new build, Megowan-Architectural was engaged and produced several iterations for the family until they were excitedly happy that they had arrived at the perfect design for not just their desired lifestyle but also their prized but challenging site.Save this picture!© Nils KoenningThe chosen, and now executed, concept integrated the past with the future in a way that felt appropriate to Fitzroy North and the streetscape. At a slight insistence by M-A, the existing shop façade was deliberately retained despite there being no specific heritage protections for it. Existing demolished brickwork from the original house was repurposed and expressed into the boundary walls. Aaron and Lily on several occasions have expressed their delight in being able to locate painted, aged, and punctured old bricks that they can remember from their original house. Black charred timber battens, which were each tediously torched by one of the clients at his parents’ house, were the perfect counterpoint to the existing built fabric that was retained. Perfectly arrayed as a non-descript backdrop over the original façade, the imperfections of the charred timber texture help create layered depth, variations, and a sense of detailed scale on the otherwise intentionally monolithic first-floor volumes. Save this picture!© Nils KoenningIn response to the dominant two storey boundary wall to the north, a central courtyard was implemented to puncture the middle of the house in order to feed all of the living spaces of the home with ample natural light throughout the day.Save this picture!© Nils KoenningWith the design crystalized, the team braved the planning process where a few added imperfections were tacked on during the compromises that are often struck between applicant, client, and neighbours.   Post planning, the design underwent a detailed and rigorous documentation period and Clint Grundy, from Grundella Constructions, joined the team to help keep perfect expectations and the always imperfect budget in check.  Once onsite, Clint and his band of merry men worked, coordinated, and joked tirelessly to turn a challenging palette of imperfect materials into a perfect finish.  Save this picture!© Nils KoenningInternally, the palette is largely expressed through raw and natural materials.  Smooth and elegant super white marble, blackbutt, and ebonized oak are intentionally contrasted against rough charred cypress, recycled brickwork, blackened steel, and polished concrete.  The end result is a striking residence that is at once casual yet sophisticated, urban yet refined.   Save this picture!© Nils KoenningAkin to raising a child, creating and owning a home is a humbling reminder that nothing lasts and nothing is perfect, a reality that both Aaron and Lily had to confront head-on in spite of, and because of, their character.  That said, it is in no small part due to the complexities, challenges, inconsistencies, material variations in both the process and outcome of this house that our clients have blissfully found their perfect-imperfect home.Save this picture!© Nils KoenningProject gallerySee allShow lessBahay Sibi House / Platform 21 ArchitectureSelected ProjectsCornwall Gardens House / CHANG ArchitectsSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/939164/perfect-imperfect-house-megowan-architectural Clipboard Save this picture!© Nils Koenning+ 21Curated by Paula Pintos Share Architects: Megowan Architectural Area Area of this architecture project CopyHouses•Fitzroy North, Australia ArchDaily Perfect-Imperfect House / Megowan Architecturallast_img read more

CAF studies Indian philanthropy

CAF studies Indian philanthropy  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Charities Aid Foundation India is undertaking a major study into indigenous philanthropy in India. It will analyse a range of reasons for giving outside of the “formal” voluntary sector, and look at what it needed to support structured giving.The research follows a sminar held in New Delhi which looked at tapping the potential of the Indian diaspora for the voluntary sector. For example, there are an estimated 40,000 millionaires of Indian origin living in the USA.More information from CAF India. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 16 June 2000 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. read more

8 corporate fundraising partnerships for the end of May 2017

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis40 Morrisons Foundation & The Grand AppealMorrisons Foundation has donated £179,300 to The Grand Appeal’s Home from Home Appeal, which will offer free accommodation and private space for families of patients at Bristol Children’s Hospital. The donation will go towards meeting the £1.5 million target to fund the new accommodation, which will support up to 150 families a year. Here are eight of the corporate partnerships that have caught our eye this month, providing charities including Fresh Start, Cancer Research UK, and The Grand Appeal with everything from donations of household items, to fundraising through challenge events, bake sales, collection tins, and more.  271 total views,  1 views today Allianz Legal Protection & the Association of Air AmbulancesAllianz Legal Protection has raised over £5,000 for the Association of Air Ambulances in the past 12 months, bringing its total so far to just over £400,000. Allianz UK has an initial three-year fundraising partnership with the Association of Air Ambulance and has set a target of raising £1million. ALP will continue to support Allianz UK in reaching this target with a further 10 charity events planned in 2017. 8 corporate fundraising partnerships for the end of May 2017 Home Bargains & Cancer Research UKHome Bargains has joined forces with Cancer Research UK in a new partnership that will see all 63 of the retailer’s southern sites carry collection boxes for the charity in-store. Home Bargains raised more than £165,000 through fundraising for its previous charity partner the British Red Cross. Tagged with: corporate Fundraising ideas  272 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis40 Advertisement Joseph Holt Brewery & Francis HouseJoseph Holt Brewery has beaten its target and raised more than £90,000 following an 18-month fundraising campaign for Francis House Children’s Hospice. More than 128 Joseph Holt pubs, plus free trade customers supported the brewery firm’s pledge in 2015 to raise over £50k for the Didsbury hospice.The total was reached through bar collection tins and the combined efforts of fundraisers who organised fun days, beer festivals and the brewery staff tackling sporting challenges including the Great North Run. About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. CALA Homes & Fresh StartCALA Homes has furnished 24 homes in Edinburgh for charity Fresh Start. The homes are provided by the charity for people recently made homeless and CALA Homes has provided beds, sofas and other essentials from its show homes in the east of Scotland. Melanie May | 25 May 2017 | News Barings & Breast Cancer HavenBarings has added Breast Cancer Haven to the roster of 60 charities it supports. The firm will raise money this year to support a Barings’ team cycle ride from London to Amsterdam in June. Funds raised as part of this ride will support the work Breast Cancer Haven does to provide specialist care for people affected by breast cancer. Nomura & Whizz-KidzNomura and Whizz-Kidz have announced a new two-year partnership. Nomura’s employees are aiming to raise a target of £300,000 over the two-year term. The funds raised will enable Whizz-Kidz to provide wheelchairs and mobility equipment for children across the UK, and will fund the Whizz-Kidz Mobile Community Service. Tombola & The Foundation of LightThe Foundation of Light has received backing from local tech company, tombola, to support their new £18m Beacon of Light development in Sunderland. tombola have donated £500,000 towards the building of the Beacon, which will be illuminated at night, and will include education and training facilities with an indoor football pitch above.last_img read more

Tracy Brabin’s ‘Shouldergate’ dress raises £20,200 for Girlguiding

first_img  420 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3  419 total views,  2 views today Melanie May | 13 February 2020 | News About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3center_img Tracy Brabin’s ‘Shouldergate’ dress raises £20,200 for Girlguiding Tagged with: Charity Auction eBay Tracy Brabin’s off-the-shoulder dress has sold for £20,200 on eBay, with the money raised going to Girlguiding.Labour MP Tracy Brabin appeared in the dress at the House of Commons last week when she was unexpectedly called into the dispatch box, having earlier attended a music event. Her choice of outfit attracted strong criticism from some quarters, particularly on social media, leading Brabin to comment that such remarks were sexist, and that people needed to listen to what was said, not worn.Following ‘Shouldergate’, the same £35 dress quickly sold out on ASOS, and Brabin put hers on eBay to raise funds for Girlguiding, to help it help more girls grow into leaders. Kicking off with a starting bid of £10, by the time bidding ended a week later on Thursday night (13 February), it had received 180 bids, reaching £20,200.last_img read more

Comin’ Up: saying goodbye to the gang life

first_img + posts Beth Griffithhttps://www.tcu360.com/author/beth-griffith/ Beth Griffith Linkedin Beth Griffithhttps://www.tcu360.com/author/beth-griffith/ Twitter Severe thunderstorms moving through Fort Worth Beth Griffithhttps://www.tcu360.com/author/beth-griffith/ TAGSBoys and Girls ClubFort WorthgangsTango Blast Facebook Beth Griffithhttps://www.tcu360.com/author/beth-griffith/ Beth Griffith is a senior journalism major from Cleburne, Texas. She will commission as a 2LT Military Intelligence officer in the United States Army in May. In her free time, she is authoring a clean eating cook book and enjoys volunteering and boxing. ReddIt Facebook Twitter IMAGE: Good Karma Things for single people to do on Valentine’s Day Fort Worth set to elect first new mayor in 10 years Saturday ReddIt Linkedin Ripple Effect: TCU professor talks gravitational waves Previous articleSevere thunderstorms moving through Fort WorthNext articleLow oil prices affect funding for planned Spencer and Marlene Hays Business Commons Beth Griffith RELATED ARTICLESMORE FROM AUTHOR Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store printClick the image above to view the full story.According to a report by the Texas Department of Public Safety, there are more than 4,600 gangs reported in Texas with more than 100,000 members.According to the same report, DFW gang Tango Blast is the most prominent gang threat in Texas with many members in Fort Worth. The Fort Worth Boys and Girls Club has a program, Comin’ Up: Gang Intervention, that serves more than 1,000 gang-involved youth between 13 and 24 years old in Fort Worth communities.The program provides needs-based services and activities to reduce gang violence and influence positive change. Click on the picture above to discover the story of the Comin’ Up program and the youth working to turn their lives around. Abortion access threatened as restrictive bills make their way through Texas Legislature last_img read more

“Hope and Healing” only part of what Religious and Spiritual Life does

first_imgTwitter Facebook Linkedin + posts Interfaith group hopes to pass religious accommodation policy Ryan Myershttps://www.tcu360.com/author/ryan-myers/ TCU places second in the National Student Advertising Competition, the highest in school history New ice cream shop rolls into Fort Worth Previous articleTop five haunted houses in the Dallas-Fort Worth areaNext articleHeckendorn, Djuricek shine on senior night as Frogs defeat Baylor 2-1 Ryan Myers RELATED ARTICLESMORE FROM AUTHOR Ryan Myers Twitter Linkedin Study sanctuaries on campus, in Fort Worthcenter_img Ryan Myershttps://www.tcu360.com/author/ryan-myers/ Ryan Myershttps://www.tcu360.com/author/ryan-myers/ Ryan Myershttps://www.tcu360.com/author/ryan-myers/ Facebook printReligious and Spiritual Life hosted events throughout October to promote hope and healing during a time of turbulence and grief for many. These included activities that created symbols of remembrance like candle lightings and note writing. Todd Boling, the Senior Associate Chaplain, said they hosted the events in conjunction with their normal events because of the number of disasters around the world that were both natural and man-made. “Hope and healing doesn’t come in a one-time event. It’s something that we have to continue to work at,” he said.       This idea is an expansion of RSL’s mission, to provide an environment for TCU students to advance their spiritual growth. This is not exclusive to the religious as the office is open to people of all faiths, atheists included. Spiritual Life works with the Counseling and Mental Health Center to provide group counseling sessions for students that are dealing with grief. Britt Luby, Associate Chaplain, runs one of these group sessions and says that religion only comes up if a student mentions it. Spiritual Lofe also has a multi-faith meditation room in their offices in Jarvis Hall for anyone during the week.“We define spiritual wellness not as a connection to a denomination but as a connection to your sense of purpose or meaning,” Boling said.Students lit candles to remember those that are suffering and offer hope. Picture by Ryan MyersZachary Gutierrez, a senior FTDM major, agrees with this sentiment and believes that anyone can find help and guidance in Spiritual Life. “If you’re atheist you’re as welcome here as a Christian is within the walls of Jarvis,” he said.Spiritual Life is also responsible for advising and assisting the student religious organizations on campus. There are 23 organizations on campus and they range across denominations. While they are all focused on fostering interfaith dialogue, some were founded around a single religion – the Hillel Jewish Student Foundation – while others, like Better Together, are meant for those that are interested in learning more about different religions or cultures.  Spiritual Life helps organizations in a number of ways. They support student leaders by connecting the groups with each other and providing resources on campus. They also handle planning and execution of events as well as sorting out any conflicts. Spiritual Life hosts a Religious Advisory Council made of representatives of organizations to discuss matters as well.Lalita Sundarrajan, a senior accounting and finance major and member of the council, said Spiritual Life is very supportive of the religious communities and finds ways to connect their goals to a common message. “The people in RSL are so kind and willing to help students feel at peace and get all of the services and attention that they need.” World Oceans Day shines spotlight on marine plastic pollution ReddIt ReddIt Winter Events Guide Ryan is a junior double majoring in journalism and history from Little Elm, Texas. He is an avid sports fan that enjoys all things TCU and Dallas related. When not in class you can find him in a Fort Worth eatery or marching on the 50. Welcome TCU Class of 2025last_img read more

Watt Blames Homeowner Skepticism for HARP Slowdown

first_imgSubscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Sign up for DS News Daily Related Articles  Print This Post Chicago HARP Illinois Refinance 2014-07-08 Derek Templeton Derek Templeton is an attorney based in Dallas, Texas. He practices in the areas of real estate, financial services, and general corporate transactional law. His experience includes time as an Attorney Adviser for the U.S. Small Business Administration and as General Counsel for a nonprofit organization in Dallas. A self-avowed “policy junkie,” he has a keen interest in the effect that evolving federal policy has on the mortgage, default servicing, and greater housing industries. Tagged with: Chicago HARP Illinois Refinance Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Derek Templeton July 8, 2014 1,194 Views In a town hall style meeting in Chicago Tuesday, Mel Watt, Director of the Federal Housing Finance Agency (FHFA), blamed fear of being taken in by a scam for eligible homeowner’s reluctance to take advantage of the Home Affordable Refinance program (HARP).”We are down to the people who don’t believe this is a credible program,” Watt said in a meeting with community groups and housing counseling agencies at a Chicago Public Library branch. “We’ve got approximately $72 million that we’d like to give away in this metropolitan area. People won’t come in and say I want that money.”According to an FHFA report, the number of homeowners refinancing monthly through HARP has dropped nationally, to just under 20,000 loans in April 2014, down year-over-year from almost 107,000 in April 2013.HUD contends that on average, homeowners who refinance through HARP are saving $191 per month by lowering their interest rates. HARP allows homeowners to refinance regardless of if they owe more on the home than it is actually worth.The Chicago event was anticipated because there was some speculation that Watt could announce an extension for the program, which is currently set to expire in December of 2015. The speculation proved fruitless however, with no such announcement taking place.Instead Watt announced that Chicago was going to be the second city admitted into the federal government’s pilot Neighborhood Stabilization Initiative intended to assist homeowners who are behind on their mortgages, help neighborhoods recover, and reduce the inventory of REO properties held by Fannie Mae and Freddie Mac. Detroit, the first city in the program, was admitted in May.HUD estimates that hundreds of thousands of citizens nationwide, including 36,000 in the City of Chicago alone, are eligible to benefit from HARP but have yet to step forward. Officials have noted that as interest rates rise, the incentive to participate fades.With more promotional events scheduled in the coming months in cities around the nation, the push is on to get as many eligible homeowners as possible into a refinance before an interest rate increase shrinks the eligibility pool. Demand Propels Home Prices Upward 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: CFPB Issues Ruling to keep Heirs from Falling into Foreclosure Next: Possibility of a New Bubble Concerns Lenders The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Watt Blames Homeowner Skepticism for HARP Slowdown Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Watt Blames Homeowner Skepticism for HARP Slowdown Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Government, Headlines, Magazine, News, State Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Missing Sligo teenagers could be in Donegal

first_img Pinterest Google+ Homepage BannerNews Gardai believe that two missing Sligo teenagers could be in Donegal. 16-year-old Sam Milosiu – who is 5’9″ in height, with black hair and brown eyes – hasn’t been seen since the 19th of February.His 14-year-old sister Zmeranda – who’s described as 5’1″ in height, of slim build and with long black hair – is missing since Tuesday of this week.It’s thought they may frequent the Donegal area, and anyone who’s seen them is asked to contact Gardai. Loganair’s new Derry – Liverpool air service takes off from CODA Google+ Pinterest Arranmore progress and potential flagged as population grows Important message for people attending LUH’s INR clinic Facebook Twitter WhatsAppcenter_img Twitter DL Debate – 24/05/21 News, Sport and Obituaries on Monday May 24th RELATED ARTICLESMORE FROM AUTHOR Missing Sligo teenagers could be in Donegal Facebook Previous articleBritish MPS say there might not be time to introduce ‘invisible’ borderNext articleSeamus Coleman talks about his love affair with Everton News Highland By News Highland – March 16, 2018 WhatsApp Nine til Noon Show – Listen back to Monday’s Programmelast_img read more